Retirement tool
PremiumMulti-scenario comparison
Several strategies, side by side.
Runs the client's position through several strategies at once and puts the outcomes on one chart: status quo against each alternative, on identical assumptions.
Because every scenario shares the same engine and rate set, differences between the lines are differences between the strategies, never modelling noise.
What you see on screen
In the app this chart is live: every assumption is on screen, editable, and the projection moves as you change it.
Key inputs
- The client's saved base position
- Two or more strategy variations to compare
- The comparison horizon
- The outcome measure (balance, income, net worth)
What it reports
- The outcome path for every scenario on one chart
- The end-of-horizon difference between each pair
- The year the paths diverge meaningfully
- A ranking against the client's stated goal
Insights it surfaces
Alongside the numbers, the tool writes plain-language findings you can carry straight into the conversation. Example wording, from sample figures:
Working to 68 ends the projection $214,000 ahead of the status quo; downsizing at 70 lands between the two at $131,000 ahead.
The strategies barely differ until age 64; the decision can genuinely wait two years without cost.
Every tool, every time
Rates and thresholds come from the verified Australian rate set for the selected financial year. Every run can be saved as a scenario against the client, exported as a client-ready PDF or an Excel workbook with live formulas, and carried into an SOA or ROA. A methodology and audit PDF documents the calculation, and every output carries the compliance block.