Guide
Modelling tools
The Master Toolkit holds 25+ Australian modelling tools across six categories, built and vetted by practising advisers. Every tool shows its assumptions, and every assumption is editable.
Run a tool
- 1
Open a tool from the Master Toolkit
Browse by category or search by name. If a client is selected, the tool pre-fills from their fact-find and balance sheet.
- 2
Check the assumptions
Rates, thresholds and caps come from a verified Australian rate set, organised by financial year. Any figure that has not been verified against a published source is flagged as indicative.
- 3
Adjust and compare
Change inputs live and watch the projection move. Use multi-scenario comparison and sensitivity analysis to show what happens when the key assumptions shift.
- 4
Save the scenario
Save the run against the client. From there it can be presented on screen, exported, or carried into an advice document.
Investment research built in
The master investment menu carries APIR codes, ongoing costs and PDS links on every option, and model portfolios and platforms can be set up once and reused across clients.
Show your workings
Every tool has a matching methodology and audit PDF that explains the calculation in plain language, with a worked example. These are generated from the same engine that runs the tool, so the document can never drift from the numbers.
The tool library
Every tool has its own page: what it models, the inputs it needs, the chart it draws and the insights it writes. Pick a category or browse the lot.
Lending · 4 tools
Insurance · 2 tools
Tax · 7 tools
Investment property cashflow
Negative gearing and after-tax cost.
Read the breakdownCGT on property sale
Net gain and CGT at your rate.
Read the breakdownIncome tax estimate
Tax, Medicare and take-home pay.
Read the breakdownCashflow & surplus income
Surplus left each week and month.
Read the breakdownEducation bond
Fund education with the Education Tax Benefit.
Read the breakdownNon-resident CGT
Resident vs foreign-resident CGT on a sale.
Read the breakdownProperty sale what-if
PremiumTwo sale scenarios, side by side.
Read the breakdownSuper · 2 tools
Retirement · 8 tools
Account-based pension longevity
How long the pension lasts.
Read the breakdownBucket strategy income planner
Cash, income and growth buckets.
Read the breakdownResidential aged care cost estimator
Daily fees and accommodation cost.
Read the breakdownRetirement modelling
Balance at retirement and drawdown.
Read the breakdownAge Pension means test
PremiumEntitlement under both means tests.
Read the breakdownTransition to retirement
PremiumA TTR pension in the lead-up.
Read the breakdownMulti-scenario comparison
PremiumSeveral strategies, side by side.
Read the breakdownRetirement income optimiser
PremiumDrawdown, tax-aware, to end of life.
Read the breakdownInvesting · 6 tools
Property versus shares
Projected net wealth, side by side.
Read the breakdownDebt recycling
Convert non-deductible debt over time.
Read the breakdownProperty cashflow projection
Multi-year holding cost, tax and equity.
Read the breakdownSensitivity analysis
PremiumHow assumptions move the result.
Read the breakdownInvestment comparison
PremiumTwo options after fees and tax.
Read the breakdownProjected outcomes
PremiumRecommended accounts, ten years on.
Read the breakdownStill stuck? Email hello@advisertoolkit.com.au and we will help.