Super tool
Super contribution opportunities
Concessional and non-concessional headroom.
Shows the client's remaining concessional and non-concessional contribution headroom for the year, and tests eligibility for the carry-forward and bring-forward rules.
It is the fastest way to answer the perennial end-of-financial-year question: how much can still go in, through which door, before 30 June.
What you see on screen
In the app this chart is live: every assumption is on screen, editable, and the projection moves as you change it.
Key inputs
- Contributions made so far this year, by type
- Total super balance at the last 30 June
- Unused concessional caps from the previous five years
- Age, for work-test and bring-forward eligibility
What it reports
- Remaining concessional and non-concessional headroom
- Carry-forward amounts available and their expiry years
- Bring-forward eligibility and the trigger consequences
- The tax saving of using the concessional headroom
Insights it surfaces
Alongside the numbers, the tool writes plain-language findings you can carry straight into the conversation. Example wording, from sample figures:
There is $11,500 of concessional headroom this year plus $34,000 of carry-forward from prior years; using both saves an estimated $10,238 in personal tax.
The oldest $9,500 of carry-forward expires on 30 June; after that it is gone for good.
Every tool, every time
Rates and thresholds come from the verified Australian rate set for the selected financial year. Every run can be saved as a scenario against the client, exported as a client-ready PDF or an Excel workbook with live formulas, and carried into an SOA or ROA. A methodology and audit PDF documents the calculation, and every output carries the compliance block.